How to Become a Tellers in India

About the Tellers role

Receive and pay out money. Keep records of money and negotiable instruments involved in a financial institution's various transactions.

Skills required

• Numerical Accuracy and Reconciliation
• Cash Handling and Currency Verification
• KYC (Know Your Customer) and AML Compliance
• Customer Service and Relationship Management
• Core Banking Software (CBS) Proficiency
• Multilingual Communication (Regional Language + English/Hindi)
• Cross-selling Financial Products
• Time Management and Queue Handling
• Fraud Detection and Security Protocols
• Attention to Detail

How to enter this career

1. 01

   Clear the IBPS Clerk or SBI Clerk competitive exams followed by a language proficiency test.

2. 02

   Complete a Bachelor's degree in Commerce or Finance and apply for 'Banker' programs at private banks like ICICI or HDFC.

3. 03

   Earn a postgraduate diploma in Banking and Finance (PGDBF) from institutes like NIBM or Manipal Academy.

A day in the life

• 9:00 AM - Sign in to the core banking system and verify the opening cash balance in the vault.
• 11:30 AM - Process high-volume cash deposits, withdrawals, and NEFT/RTGS transfer requests for walk-in customers.
• 1:30 PM - Verify signatures on multi-city cheques and update passbooks using the high-speed printer.
• 3:30 PM - Cross-sell banking products like fixed deposits or insurance to eligible customers during transactions.
• 5:00 PM - Reconcile the day's physical cash ledger with system entries and secure the drawer for audit.

Salary insights

A Tellers in India typically earns Varies. Compensation varies by city, employer and experience.

Related careers